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2024年1月28日星期日

Collect debt from scoundrels

 


Collect debt from scoundrels

 

When Agudengba was chatting with Chu Sanxing, Xiao Siniang asked: "Two gentlemen, what should you do if you encounter an old man who doesn't pay back the money?"

Chu Sanxing smiled and said, "Let me give you a trick."

Chu Sanxing went on to talk about his experience of helping a friend with his debt:

That day, I came home from hunting, and my fellow countryman Ruixi and his girlfriend Tao Xin were waiting at my house for a long time. While we were chatting, Tao Xin suddenly received a phone call. It was her former colleague on the other end of the phone, because This kid is so rogue, so everyone calls him Hu Lai. They had not been in contact for N years. This time they called and said that they wanted to borrow 2,000 yuan. They said that the credit card was due to be repaid. They borrowed it today and cashed it out to pay her back tomorrow.

Tao Xin was kind-hearted and was ruthless in her work. She was too embarrassed to refuse. In addition, Hu Lai had a sincere attitude and repeatedly promised to pay it back the next day. She then transferred the money by scanning the QR code.

Chu Sanxing said: In fact, I was there that day, but I just didn't take it seriously. I still regret that I didn't strongly dissuade him at that time. If I hadn't borrowed it at that time, I wouldn't have caused so many troubles later.

What happened next was really unpleasant.

Hu Lai was not willing to pay the debt and gave a lot of reasons:

The cash out money did not arrive.

The cash out money still hasn’t arrived. ​

After receiving the payment, he went to his friend's house to get the money in the evening.

But, day by day passed like this.

Hu Lai began not to answer Tao Xin's calls. Tao Xin realized something was wrong and sent a text message to scare him, saying that he would call the police. Wu Lai only called back and said that they haven't paid you yet, so I will find a way to give it to you tomorrow! I will definitely give it to you tomorrow.

Later, Hu Lai turned off Tao Xin's phone and refused to answer the phone, which made Tao Xin anxious.

Chu Sanxing said: Tao Xin told me about this, and I sent a text message threatening Hu Lai. Hu Lai called and asked me who I was? He said that he had borrowed money from so many people that he couldn’t figure out which creditor I was... Embarrassing. ​

When Hu Lai figured out that he owed Tao Xin money, he ignored it and hung up the phone. ​

My fellow villager Ruixi found a loan shark brother to scare Hu Lai, and the content was probably that if he didn't pay back the money, he would be raped. This grandson was honest and promised to use the online loan app to loan money, and he would definitely pay it back tomorrow, and sent a screenshot.

Tao Xin finally relaxed after seeing this, and his boyfriend's image suddenly became much taller, okay.

Ruixi, a fellow villager, even joked with me at the time: "Now I don't even make calls myself for accounts below 1 million."

But soon Hu Lai called Ruixi back and said that the loan was approved. Because it was Sunday, the bank was stuck, so we had to wait.

It's Monday, and Hu Lai still hasn't received the payment. He repeatedly promised to give the money when it arrives. Ruixi and Tao Xin still believed him, alas.

Later, Hu Lai said that the money had been received. He went to the bank to get the money in the afternoon, and then did not give it to Tao Xin until the evening. He replied to Ruixi and Tao Xin that his friend was in urgent need of money, so he took the money away and paid it back all at once. No more.

Hu Lai also said to Ruixi on the phone: "You don't have to scare me. We are all of the same age and no one is afraid of anyone." Qian Shi's face changed. By this time, the grandson's phone could no longer be reached and was always turned off. ​

It was already clear that Hu Lai wanted to default on his debt. ​

Ruixi quickly called the loan shark brother. It was only a week before the Chinese New Year, and the loan shark brother had already returned to his hometown to celebrate the New Year. On the phone, the eldest brother also complained about Ruixi, saying that he should have told him the next day if he didn't pay him. It has been so many days now, and he analyzed it with Ruixi:

If you borrow less than 3,000 yuan and there is no IOU, if you call the police, they will not file a case. It's not worth it to find someone to beat him up. If you beat this leper, he will lie on the ground and blackmail you. This guy was such a deadbeat that he actually had no intention of paying back the money in the first place. Now the Chinese New Year is about to come, and no one can go to war for 2,000 yuan. And I know that there is too little information about him. I don’t know where he lives or where he works. Even if I really want to kill him, I can’t find anyone to help him.

However, the loan shark brother finally comforted Ruixi, saying that he would not ask for the 2,000, and that he would just find a way to hack him after the New Year. ​

Ruixi hung up the phone, still feeling quite uncomfortable. Why would she give 2,000 yuan to her grandson? Moreover, this grandson is playing tricks on himself time and time again. If he doesn’t come back, he won’t be able to live a secure life this year! At that time, Ruixi asked his girlfriend Tao Xin: Do you want this money? Tao Xin said he wanted to.

Ruixi said to his girlfriend Tao Xin: OK, from now on you listen to me and I will help you get the money back.

In fact, when Ruixi said this, he also thought about it. How could he, an ordinary citizen, repay this debt? Relying on connections at the critical moment, he first thought of a friend who knew the Internet. The friend used high-tech search and actually helped Ruixi find Hu Lai's information! Hu Lai's grandson is actually 1.95 meters tall, has a bachelor's degree, and is a fucking national defense student! The most important thing is that since Ya is so tall, Ruixi will definitely not be able to beat him in a one-on-one challenge.

Ruixi found the phone number of Hu Lai's parents through the help of friends. Before making the call, Ruixi had imagined that if someone from his family answered the call, maybe it was a father who hated iron, or a loving and kind mother, they would definitely urge his son to pay back the money and give in without a fight. Soldiers of men, so perfect!

In the end, Ruixi got through the call, and it was Hu Lai's father who answered the phone. Like father, like son. His father was an old leper who directly played rogue with Ruixi. He asked Ruixi to find the person involved. His family was already in debt, and even 2,000 yuan was not worth it. My day! What the fuck kind of family is this?

Chu Sanxing smiled and said to Agudengba and Xiao Siniang: Ruixi found me at this time. After hearing what he said, I was very angry. That night I wanted to go to Hu Lai's house with a stick to make trouble.

Because Tao Xin was timid and was afraid of causing trouble during the Chinese New Year, she wouldn't let us go. She said she would call Hu Lai again and give him an ultimatum. If he didn't give it, we could go ahead and make trouble.

When Hu Lai heard that we knew about his home, he became a lot more honest. He said that he would borrow money from his colleagues today and promise to pay it back early tomorrow morning. He begged us not to go there tonight because he had guests at his home today. ​

Ruixi said to Tao Xin: We have been deceived by him more than once. I have a long memory anyway. Don't believe him. I will make trouble with him tonight!

Tao Xin stopped Ruixi and me from going to Hu Lai's house, and told us to trust Hu Lai one last time. Alas, I have no choice. ​

The next day, Hu Lai gave a ridiculous reason: Ruixi had a bad attitude when he called his father yesterday and he would not pay back the money! Tao Xin finally had an epiphany and completely fought with Hu Lai.

In the evening, I accompanied Ruixi to kill Hu Lai's house. When we arrived at Hu Lai's house, Ruixi repeatedly stressed to me not to do anything, we were just here to make trouble with him. But he forgot one thing, I am a bloody hunter. ​

I knocked on Hu Lai's door politely and asked him to pay back the money. This is courtesy first and then fighting. ​

It turned out that Hu Lai was not at home and told us to get out. ​

I flew up and kicked towards the door, followed by a few more kicks, and began to use curse words on my lips. I have been a strong person since I was a child. The door crackled loudly as I kicked it, echoing the sound of firecrackers outside the window. There was also chaos inside the door, with women shouting, children crying, and voices calling the police.

At this time, Hu Lai suddenly called, and Ruixi pressed the speaker phone. Hu Lai's attitude was very arrogant and he felt crazy. He said that we had cornered him and he wanted to make an appointment with us.

Chu Sanxing said: I took the phone directly from Ruixi's hand and said, you choose the crematorium or the seaside.

Hu Lai chose the beach. See you at the beach soon!

I told him directly, see you at the beach!

Then a man who claimed to be Hu Lai's brother-in-law called, and he was very polite. He said that the money was ready, and it was okay to meet at the beach, but he had to let me write a note stating that he would not harass his family in the future.

Ruixi ran out of ideas for a while. To be honest, he didn't want to make a big fuss. The Chinese New Year was coming soon. Getting the money back would be the best outcome. So we agreed to him and agreed on a meeting place.

It was the coldest time of the year, and being at the seaside, the weather was extremely cold. Hu Lai's brother-in-law called Ruixi one after another. Judging from the tone of his voice, he knew he was freezing.

Chu Sanxing said: When we arrived at the beach, we saw a man pacing back and forth like a fool from the cold. He must be Hu Lai's brother-in-law. I looked around and there was no one around. Hu Lai's brother-in-law was still very reasonable and gave the money to Ruixi, and asked Ruixi to tell people around him not to lend money to Hu Lai in the future. Hu Lai was fond of gambling and borrowed money everywhere, and the family was already in a state of turmoil. When you made a fuss just now, not only did your door get kicked down, but your mother also had a heart attack. The 2,000 yuan was paid by Hu Lai's brother-in-law personally in order to buy him a safe New Year.

Chu Sanxing continued:

Later I found out that the loan shark brother called his family after we made trouble and threatened to take off one of Hu Lai's arms. His family was scared, so he took the initiative to pay back the money. This is probably why brother-in-law Hu Lai insisted on Ruixi writing a receipt.

Chu Sanxing sang a song "Collecting Debts from Scoundrels":

 

Ask for debts from Hurai,

Who will be the winner?

If you pay back the money, you win.

This money is not enough to repay the favor.

 

Has Hu Lai learned his lesson?

His family came to fill the hole,

A good new year is ruined,

The family was frightened.

 

When you borrow money and you don’t get it back,

I want to give a warning to my friends,

If you want to pay a debt with a rogue,

He must be more rogue than him.

 

Someone borrows money from you again,

You must think carefully about it,

Afraid of hurting feelings by lending it to others,

It will hurt even more when you have to pay.

 

1 条评论:

  1. Taking the legendary wise Agu Demba as the protagonist, I started to create the Chinese-English version of "Snow Land Fable" using the traditional fable creation method that combines poetry and prose. Writing fableskes me feel like a child again. Studying snowy culture is my prescription to prevent Alzheimer’s di masease.

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