Debt collection story

 

Debt collection story

When Agudengba and Chu Sanxing were chatting in the restaurant, the restaurant owner Xiao Siniang told Agudengba and Chu Sanxing a story about her use of unique tricks to collect debts, and also sang a song "No mercy in debt collection". :

Restaurant owner Xiao Siniang said: If you owe a debt, you must pay it back. This is a matter of course. In order to collect debts, some people said that I hurt the feelings of my relatives and friends by using special tricks, but why didn't I say that if my relatives and friends failed to repay their debts, then I hurt the feelings of my relatives and friends?

In order to prove that what she did was right, Xiao Siniang told a recently popular debt collection story:

There is a Lao Wang who works hard and is down-to-earth. Because he has a relatively peaceful personality, many people come to him when they encounter any problems. As a result, many people borrow money and fail to repay it. Many people owe Lao Wang money, but few take the initiative to pay him back.

Lao Wang originally hoped that the people who borrowed money would take the initiative to return the money they owed to him, but many people failed to repay as promised. Now, his son needs a sum of money to buy a house when he gets married, and Lao Wang is beginning to wonder whether he should take the initiative to get back the money he lent.

Lao Wang’s point of view:

It's better to wait for the person who owes the money to pay it back. After all, we are all friends. Doesn't it make him look stingy to openly ask for money?

Son’s point of view:

Borrow money to accompany a smiling face, and pay back money like Yama. Money is easy to lend, but never so easy to get back. Moreover, it is a matter of course that you must pay back your debts and you must get your money back!

Wife’s point of view:

Some people owe hundreds of dollars and don't even know how to pay it back, and they simply don't want to pay it back. If you don’t ask for it, I will ask for it. Why would you give your hard-earned money to others!

Friend’s point of view:

In the minds of our older generation, if two people have a good relationship, it cannot be measured by money. If I borrow your money, you will be distrustful, shallow, and stingy.

 

Restaurant owner Xiao Siniang continued:

Whether or not you should ask for money from a friend who owes you money has always been a highly controversial issue, and Lao Wang was also troubled. In desperation, he called his seven aunts and eight aunts to discuss his problem...

If a friend owes you money, should you urge him to pay it back? Must urge!

 

Aunt said:

Borrowing money is not giving money, it is called "borrowing" when it needs to be "repaid". Most people lend money out of friendship, but they are never so generous as to give it away. So the borrower must pay it back!

Every penny is hard earned, why not! If they are true friends, they should not forget to repay the money. Good friends should also make clear calculations between them, not to mention those who are not close friends, so they must get their money back!

You can think of an excuse to ask him to lend you money and let him remember that he owes you money. But if he deliberately refuses to give you money, then just ask for it. It is useless for such a friend to ask for it!

If a friend owes you money, whether he has forgotten it or doesn’t want to pay it back, you can ask for it. He is the one who is shameless, how could it be you? You lent him money to help, but you didn't give him money for free. It is obviously ungrateful for him to return the money to you immediately after receiving your help. If you accuse you behind your back, then don’t be a friend!

If people treat you as a friend, they will pay you back in time. Even if you are really in trouble, they won't be in arrears for too long. A true friend cares about your opinion of him and will pay him back immediately if he borrows money, not wanting to affect his position in your heart. On the contrary, he doesn't take you seriously at all, so he borrows money from you and refuses to pay it back. So do you still need to be tactful when you ask for money? Are you still afraid of affecting your friendship? Is there any friendship between you?

Auntie said:

If you don’t want to borrow much, just a few hundred yuan, then you don’t want it. Just don’t lend it to him next time! Once you ask for it, you may not be able to be friends!

Why should you press others to pay back the money and lose your own face? When I urge others to pay back money, I always feel that I am too stingy and not generous. Maybe they are short of money at the moment, or they have really forgotten, so why don’t they go and ask for it?

The second aunt said:

Urging people to pay back money is subconsciously an immoral act! It feels awkward no matter what you do to urge someone to pay back the money. Even if a friend intervenes, it is still very embarrassing. Moreover, if you don't do it well, people will still feel that they owe you money. misunderstanding. So, since you borrowed it in the first place, don’t ask for it again and wait for your friend to return it!

Sangu said:

What if you open your mouth and are told that you have no money? Life is not easy, and it is common to have no money. Even if he lied, you have no evidence that he lied. When I heard him say he had no money, I felt like I had lost my confidence, as if I had done something wrong! What you fear most is that if you don’t get the money and the friendship is broken, are your friends that cheap?

Restaurant owner Xiao Siniang said to Agudengba and Chu Sanxing: Two guests, Lao Wang still didn’t think it through in the end. Can you teach Lao Wang some tips on how to deal with people who borrow money and don’t pay it back?

Chu Sanxing said:

Since it is my hard-earned money, I must urge you to pay it back! I have eight debt collection steps for Lao Wang’s reference:

1. Tell your friend that if you don’t pay back the money, you won’t lend him money next time.

2. Remind him every 2-3 days, but no more than a week.

3. Try to persuade him to pay back the money and make sure you both remember it.

4. Be polite but sure when urging money.

5. Ask him again in a month, but this time your attitude should be firmer.

6. If you don’t pay back the money after three months, tell your friend that you never want to see him again in your life unless he pays back the money.

7. If you fail to ask for money, you have to accept the reality of losing money, and you also learn a valuable lesson in life.

8. If you really plan to get your money back, prepare enough evidence to sue this person.

Agudengba listened to Chu Sanxing's suggestion and said to Xiao Siniang with a smile:

If Lao Wang has tried all the above methods and still hasn't gotten his money back, you advise him not to be angry again. I think it's worth spending some money to see a person's true colors.

Agudemba said:

I once met a friend who I hadn’t seen in more than 20 years. He was the vice president of a company. Of course he's not short of money either. The vice president's parents divorced very early, and he was awarded to his father at that time. After his parents divorced, he followed his father back to his hometown and became the deputy of the company started by his father. What surprised me was that outside the gate of his company, there was often a wrinkled little old woman begging. People in their 50s look like they are in their 60s. This little old woman turned out to be his mother. He actually ignored his biological mother. This shows how deeply her mother hurt him back then, which led to her still ignoring her now. It turns out that her mother was lazy all her life. She loved playing mahjong, smoking and drinking. When she had no money, she borrowed money everywhere. If she couldn't repay the debt, she used her body to pay the debt. After her parents divorced, no one in her family dared to lend her money and they all stayed away from her. When I saw this poor little old woman, I felt quite emotional. Money is something that cannot be explained or understood, but if you do not repay the money you owe, the consequences will be astonishing. It is very common to owe money, but the guilt you have to bear behind it will also be huge.

Agudengba sang a song "Debts that are not repaid are difficult to redeem":

 

Be diligent and thrifty and save a lot of money.

Lend it to relatives and friends for temporary turnover,

You can get the first sound of gratitude,

Then there is often no news.

 

He who lends money to others becomes a debtor,

Once lent, it is difficult to get it back.

My former friends did not care about the kindness of helping me,

Nothing can be done without asking for help.

 

Xingshuang asked for debt several times to no avail.

Those who owe money turn a deaf ear to it.

But you are as anxious as an ant in a pot,

I don’t know how to ask for it.

 

Mental breakdown, one's own fault,

Don’t trust the other party to pay back the money.

I should be grateful to you,

Decisively refuse when it is time to refuse.

 

Improve risk response capabilities,

Don't be too optimistic about the future;

You need to see clearly the burden you carry,

Don't get yourself into trouble.

 

The sin of not paying debts is difficult to redeem;

There will be retribution for bad behavior.

Borrowing money is hard to collect and resentment is useless.

Just treat it as a lesson to masturbate.