Ｌife in debt

 

Ｌife in debt

Agudengba told Chu Sanxing a true story: A greedy fat aunt picked up the money that the boy accidentally dropped and thought she had made a fortune. She knew clearly that the boy had lost his parents since he was young and his family was in a difficult situation, but he still did not hand over the accident. Picked up money. But unexpectedly, windfall and misfortune were brothers. Fat Auntie did not die well in the end. She and her children both died in desperate circumstances.

Agudengba said to Chu Sanxing: My friend told me that this fat aunt is almost born to be a debtor. Of course, being in debt is not an original sin and does not need to be concealed. But Aunt Fat’s life of debt is very surprising.

Those debts are very strange. It should be said that Aunt Fatty does not owe them, but she has to bear the responsibility of repaying the debts. In her life, debt would hit her every now and then.

Fat Aunt's debt-paying life began when she got married. She used to despise women who helped their husbands pay back money, thinking that they were suffering from their own troubles, but she didn't expect that Fat Aunt herself would become like this.

When the fat aunt first started dating, she knew that her boyfriend had debts and had no money to repay them. When dating, he often borrowed money from his fat aunt and borrowed money to survive. But living in debt, borrowing money from others, and not paying back the money are all common in life, so Aunt Fatty doesn't think her boyfriend is anything special. Fat Auntie had a lot of struggles when she wanted to get married, but at that time I don’t know why she still wanted to get married! Because she wasn't getting married, she didn't know what she was going to do. She just thought about the future and talked about it later. A young girl who falls in love with a man often behaves in this obsessive, silly way.

This stupid marriage caused her to experience a long period of quarreling over money. As a result, the police came and asked, "Did you quarrel over money?" She thought to herself that the policeman was very good at knowing things, but maybe the policeman had seen too much of this kind of thing. There was a joke at that time: "Why do men have forehead lines and women have frown lines?" It's because women often frown and ask men where the money is, while men look up in surprise and ask what money?

Fat Auntie had been arguing for 10 years after her marriage, so she had no choice but to admit it. Because quarreling will not make things better, and leaving things alone will not make things better. It will only make things worse. Just like debts will accumulate interest if left unpaid, and they will still have to be paid in the end. It is better to pay them back sooner rather than later. . Furthermore, creditors will use legal channels to collect debts. You may find a debt collector standing at the door one day, politely but firmly asking you to pay back the money, or you will have to check your property to see if there is anything that can pay off the debt.

The fat aunt’s husband said that debt collectors are quite polite now. In the past, they would just walk into the house and take away valuable things. Fortunately, we settled on the separation of property system when we got married, so Aunt Fatty still had some protection.

The fat aunt and his wife had a bad reputation due to too much debt, so they moved from the city to the countryside, hoping to stay away from the debt collectors.

But leaving the city does not mean that debt will not follow you to the countryside. A few years after the fat aunt and his wife moved back to the country, one day her husband found that his account in the city could no longer be used. He didn't know what happened, so he called the bank to ask, but the bank refused to tell him in order to keep his personal information confidential. what happen. Finally, he found a bank employee he knew, and they told him. It turned out that this was a debt from many years ago, so long ago that the fat aunt’s husband had long forgotten about it. The debt collector Qian went to court, and the court notified the bank and preemptively froze his account without even saying hello.

what to do? I had no choice but to pay off this old debt. At that time, the fat aunt and his wife had not paid off all their debts, so how could they get the money to pay off these debts?

Chu Sanxing said: Why doesn’t this stupid woman get a divorce?

Agudengba said with a smile: It’s not like Aunt Fat has never thought about divorce, but what about the children? The children love their father very much. And although she has resentments and regrets about this relationship, she still loves each other. More importantly, they are also working partners. Aunt Fei and his wife opened a company. Aunt Fei plans business projects and her husband is responsible for sales. If they get divorced, the company collapses, both of them lose their jobs, and their source of income is cut off, how will the children make a living? Since there is no way to hang out, there is no benefit in getting divorced, so just continue to hang out like this.

In fact, some of the debts are not owed by the couple. For example, the debts left by Fat Aunt's previous generation's inheritance dispute, the litigation expenses of his parents' rented house, etc. Her deceased parents were the victims, but Aunt Fatty was forced to pay back the unfounded rent arrears and legal expenses.

The fat aunt’s husband also had a fine that appeared inexplicably. He once opened a small company, which did not perform well and later ceased operations. But the procedures for closing a company are very troublesome. During those few years, we just go through the suspension of business and fill out a form when filing taxes every year, and everything goes smoothly. But unexpectedly, Poland's laws on companies had recently changed. There was a form that he didn't fill in because he lived in the countryside. He didn't receive the reminder from the court. As a result, he was fined a sum of money. The court sent a letter to pursue the case. Collect debt.

Agudemba said: Debt is not necessarily an original sin and does not need to be concealed. But the things that money can solve are all small things, and the lack of money is the big problem. Being in debt affects your mood, and you become obsessed with money, and you think about money in everything. A relative of the fat aunt's husband passed away, and they had a very good relationship. The first thing Fat Aunt said after she expressed her condolences was: Does she have any debts? Don't let us inherit another debt! So cold-blooded. Fat Aunt is really afraid of debt. Fortunately, her husband said he was thinking the same thing. Ah, this is called eternal unity.

Agudengba said again:

Scolding children can also lead to money. A child ran around in a B&B and bumped into the table and fell. The first thing Aunt Fatty did was not think about whether the child was injured. Instead, she scolded the child: "If the table is broken, you have to pay for it!" After speaking, she added guiltily: "You Are you injured?"

If a child procrastinates on his homework, the fat aunt will also scold the child: "Mom, it's so hard to make money, why can't you let me worry less, and waste two or three hours of me every day doing homework with you, time is money!"

Children also feel financial pressure from their parents and say they want to buy them gifts. The fat aunt would say: "No, this is too expensive, I can just save my pocket money to buy it."

Agudengba said to Chu Sanxing:

Looking at Aunt Fatty’s life, how can anyone decide that their ambition is to be in debt as soon as they are born? Fat Auntie didn’t commit murder or arson, so why can’t she hold her head high because of debts? Fat Aunt died, and so did her child. Her life was one of debt and debt repayment. The reason is actually very simple. She ignorantly and stupidly married a debtor.

 

Agudengba sang a song "If there is no happiness, don't marry":

 

In every woman's life,

At first the dream was very romantic,

Find someone you love,

Live a life of loving each other.

 

But the years are rushing,

It's hard to find your sweetheart,

Marry for the sake of getting married,

Wasted in a loveless marriage.

 

Men are most afraid of choosing the wrong career.

Women are most afraid of marrying the wrong person.

If you don’t have money, you can work hard to earn it.

Being ruthless will lead to a lifetime of sorrow.

 

When you marry, you should marry someone you know well.

Men must be motivated,

Ignorance, money and poverty for a while,

A poor heart will lead to a lifetime of poverty.

 

A painful marriage takes a lifetime,

In fact, she married the wrong person.

A man who sits on his back and has nothing to lose,

Debts are hard to repay and tears are endless.

 

Women should not become commodities;

The bondage of marriage is even more uncomfortable,

Marry a scumbag and become your wife,

If you remarry, it will be second-hand goods.

 

Comparing happiness with marriage,

Half of your marriage belongs to you,

Happiness is a lifetime dream,

If you don't have happiness, don't marry.